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sofioffer com, also known as Social Finance, is a fintech company that provides a range of financial products and services to its customers. The company was founded in 2011 by four Stanford Business School graduates with the aim of providing more affordable and accessible financial services to millennials. Since then, it has expanded to serve a broad range of customers, including professionals, students, and small business owners.


SoFi offers a range of financial products, including loans, student loan refinancing, investing, credit cards, banking, insurance, estate planning, and business solutions. Under its loans product category, SoFi provides undergraduate and graduate student loans, law school loans, MBA loans, health professions loans, parent student loans, personal loans, mortgage loans, and auto loan refinancing.


SoFi's loans products offer competitive rates and flexible repayment terms. Customers can apply for loans to cover various expenses, including education, home improvements, weddings, travel, and debt consolidation. The company also provides refinancing options for medical residents, parents, medical professionals, and law and MBA graduates.

Student Loan Refinancing

SoFi's student loan refinancing products offer customers a way to save money on their student loan payments. The company provides refinancing options for undergraduate and graduate student loans, as well as loans for health professions, law school, and MBA graduates. Customers can choose from fixed or variable interest rates and flexible repayment terms.


SoFi offers a range of investment products, including active and automated investing, IPO investing, fractional shares, ETFs, retirement accounts, and crypto. Its investment products provide customers with access to a diverse range of investment options and tools to help them make informed investment decisions.

Credit Cards

SoFi provides credit cards with competitive rates, no annual fees, and cashback rewards. Customers can choose from various card options, including cashback, travel rewards, and credit-building cards. The company also offers banking products, including checking and savings accounts, and insurance products, including auto, life, homeowners, and renters insurance.

Premium Membership

SoFi's premium membership program, SoFi Plus, provides customers with access to exclusive benefits, including financial insights, credit score monitoring, budgeting and spending tools, property tracking, investment portfolio summaries, and small business financing options.

Member Benefits

As a SoFi member, customers get access to exclusive benefits, including a referral program, member advisory board, member experiences, career coaching, and financial planning services.


SoFi provides customers with a range of resources, including a help center, mortgage resource center, credit card resource hub, calculators, and guides to help them make informed financial decisions.


SoFi provides customers with a range of financial products and services to help them achieve their financial goals. Its products offer competitive rates, flexible repayment terms, and exclusive benefits to its members. Whether customers are looking for loans, investment products, credit cards, banking products, or insurance, SoFi has a range of products to meet their needs.